He told me to call back Th or Fri to check the status. You might want to bookmark this post for future reference as it appears the reconsideration phone number for Chase cards has changed. Thank you, Thank you, Thank you for the phone number and script!! don’t wait and give them a call and be very nice to them. The extra hundreds are sort of interesting. But the letters still kept coming. You are probably best waiting for the letter, seeing the reason, then figure out what to do. My phone number (on application). i have a strong feeling i have been denied, but if so, why did he not just point blank say so? 4 month credit history, Chase checking account, Discover secured $500 CC. To continue with my saga, I faxed my driver’s license a 3rd time with four different versions of varying lightness hoping that one of them would be acceptable. Thanks, They say that their business hours are from like 7am-10pm est. Turns out they just scan the paper document. I called in today to 888-245-0625. I really think that Chase needs to refocus on customer service standards. I applied for Chase I n k biz card today and the email I received says they will let me know. This site rocks! But yesterday, When I logged in to my chase, I accidentally found there’s one more account. They’re supposed to be open until 10… Does anyone know what’s going on? About 10 mins all together and I was approved for double more than I wanted. We automatically deny any applicant that does not have at least one year of credit history.” However, she nicely asked if the … They typically like seeing people have 1 year or more with any other card first. Tried this and it didn’t work for me. Our Story With the Chase Reconsideration Line That didn’t stop me from getting the C1s, a motorcycle loan at 8 percent last Sep, and an auto loan at 8 percent last month. I’ve been reading a lot about the “5/24” rule and didn’t think that I would qualify (with my score being in the mid/upper 600s and hospital collections) I normally would have thrown away the offer, but I decided to apply. Simply put, the reconsideration line is a path to specialized agents that can check your application status for a new card, see if and/or why you were rejected, and recommend to underwriting that they reconsider your application, if they feel it is warranted. I asked how that was possible, he said that I’m an authorized user on 3 of my spouses accounts and have 2 of my own. I applied chase ink plus yesterday in branch. I was not due to my 5 year old BK. I got a thank you for your application and will let you know by US mail and can take up to 30 days. As a result, I didn’t do anything and just waited. I just called the 888-338-2586 # and they told me instantly that my WDW Chase credit card application was approved Thanks so much for that information. My advice: call the reconsideration line. I don’t know who wrote this article but i must say it works. The agent very nice asked me if I wanted to get reconsidered for my application of course I said yes. 1 year? I had applied for a Chase Sapphire Preferred for the second time to get the sign up bonus, because it’s over 2 years i got the same, as this was the second time i was very skeptical. I just called the Business Credit line after applying and getting a pending status. Credit Score in the 800s. Solid advice though guys, please use it. If your Chase application status is denied or pending, you can call: New Chase Reconsideration Phone Number: Chase changed the phone number for personal cards. The business income simply shows up on your personal tax return, specifically in Schedule C (1040). I asked why I received a denial, she said … Unfortunately, your application for the Amazon Prime Rewards Visa card could not be approved by Chase. The phone number is 1-888-270-2127 and the hours of operation are usually: 7am to 10pm EST Monday through Friday 8am to 1pm EST Saturday I stumble on this website. But not now. So I applied for the SW last night and got the 7-10 day review notice with a follow up 30 day email. Clearly this is YMMV. The specialist that I spoke to was completely rude and didn’t want to hear anything?!? Article: “Often times, Chase wants to keep an application pending for security / fraud measures and not because there is something fishy on your credit report.”. I was so excited. If you apply on the same day, Chase will consolidate both applications into only 1 hard pull. Is there another chance maybe I can talk about reconsidering? at the end of the long conversation, he told me that my application was sent for reconsideration and i should hear a decision within 7-10 days. Since I don’t have a existing banking relationship with Chase, I politely asked the rep whether there was any avenue I could pursue … Thanks Reward Boss! We’ll see what happens. Unfortunately I cannot opine but there is no downside to give it a shot – good luck! I’m in the same situation as you. I was approved for $3000 and will be receiving the welcome packet and card in the mail separately. I called several times to check on the status of my application, and I would get the same message that the decision was pending. She told me that I was approved yesterday for the card and I would receive it in 1 to 2 weeks. You are a Blessing. @ David – when did you post comments? Both wife and I applied for CSR today, both got the pending message online that said answer w/in 7-10 days. I called the number to check on status and was transferred to a rep who stated it was most likely a fraud protection/verification issue and said I could call back and check the status at any time. any tips: just called Chase Lending services (again)..i went through the verification process again, received a ID code, relayed the #s and was told oh we have already recommended approval (two weeks ago) and its in the queue for a supervisor to approve….and that they will expedite the approval….no additional info. Capital One doesn’t have a dedicated reconsideration line. You can reach them Monday through Friday from 8 am to 10 pm and Saturday to Sunday from 8 am to 8 pm. I called in and got that squared away. I have 1885938302. What do you think reward boss. Gave info about what I wanted to do (content creation and consulting), was asked about expected revenue by the end of the year. If I hadn’t found this thread tonight I would have just accepted that I had been denied. This is my third time apllying. Thank you! Thanks for the helpful tips! Spent about 20 minutes on the phone, smooth and easy! Again, Thank you so much Reward Boss! He asked me to call me on my cellphone to verify ID. I called the recon line and used ur script. Upon completing on-line application process, I immediately received an email stating that I had been approved, and would receive the credit card and documents in 3-5 business days. I sent over Schedule C. If you told them you make $10 million per year and your Schedule C shows $1 thousand, Lucy you got some ‘splaining' to do! I received denial letter clearly mentioned the reason is: too many credit cards within last 2 years. Thank you so much for the great information provided. I read the scrip and had all my numbers prepared for the call. One thing I did do was open a Chase business checking account about 2 weeks prior, so I’d already be in their systems. He offered to approve me for the CSP if I shifted some of my new credit around, which I happily accepted! I am so glad I found this post! Pretty much used the convo above as a guide.. I have credit scores in the 800s and last year paid off a loan early. To summarize, that’s 5 new Chase cards and 1 new Amex card in the last 5 months, and 1 new Amazon card within the last 24 months. BOOM! A few days later, I received a letter to verify my identity. I am not over the the 5/24 and currently have two Chase cards (SW Personal and Chase Sapphire). After you apply for a Chase credit card, you may not get instantly approved. Verifications insisted on sending me a text to my phone for ID purposes which I had to retrieve and give them the code. Finally got approved after having to move credit line from existing card to the new card. I have a credit score of over 700, work full time, plus own my own contracting business. Took no more than two minutes. The representative asked me several questions regarding my employment status and student loan payments. Not much but better than nothing :). You know, to show that I’m really serious about calling this number? Applied for CSP yesterday and received “review pending”. Only issue was she approved me for the wrong card. I was immediately approved for the personal, but a week has gone by, and no word on the Business card. I called the automated line and pending time was extended to 30 days. They didn’t ask me any questions about my business nor revenues or expenses. I have not wanted to get a credit card but now that I do they will not give me one because I don’t have credit card credit haha. Reconsideration (Personal): 888-270-2127; Reconsideration (Business): 800-453-9719; To check the status of your Chase credit card application, you can call the general customer service number or dedicated application status line. And then they said wait 10 days to hear something in the mail, does that mean i was denied? After being placed on hold twice I was approved! Is this a sign that I would get denied? I figured if I was denied I’d ask them to reconsider me and I could explain the revenues and expenses of my business. Hi I was wondering if you can help. Not sure where they get their information. A subreddit for discussing any aspect of credit cards. Have you actually started paying those loans back? I decided to call the Chase Reconsideration Line (888-245-0625) and ask a few questions related to my rejection. Horrible experience, but glad it finally got resolved. You may have been rejected due to a bankruptcy on your credit report. All on time payments, 30 percent util at the moment due to an unexpected expense. Woohoo! Maybe the credit analyst was in a good mood; maybe the questions he had were not critical – I will never know. So United card is for sure 5/24. Want to see how I earn enough points and miles to travel for free? Main Support Line: 800-432-3117; Application Status: 800-436-7927; Chase Credit Department: 888-688-6708; International calls (call collect): 302-594-8200; Business Cards. She checked a couple things, asked me a few simple verifications, and then said I was approved for a pretty sizable line of credit even tho I am under 30! Told her about my reason for BK but that I have had other cards which I have paid on time. Applied for both CSP and Freedom on the same day. The phone number works, just tried it. Really? I read previously on Credit Karma that I might as well go for the gusto since it was a fair chance I might be approved. Bottom line, I offered to close my other Chase Ink Card which I haven’t used in 6 months in order to receive the benefits of the Chase Marriott Business Rewards card and she allowed me to do that. Little do they know though, I have a 7th on the way from Amex.. lol.. I’ll retry next year when 2 fall off. If you have an existing credit card with Chase already, there is a good chance they will simply ask you to confirm one or both of the following: Often times, Chase wants to keep an application pending for security / fraud measures and not because there is something fishy on your credit report. You should call into the reconsideration lineup of Chase to analyze the application standing for both company charge cards and private. Chose to be connected to a customer rep, who agreed to expedite the card to me in 1-3 business days via UPS. Worked like a charm!!!!!!!!!!! My recommendation specifically for Chase business credit cards and charge cards is to NOT call the reconsideration line (800-453-9719). Will soon be receiving an alternate bank’s credit card (with an otherwise identical offer, although the sign-up bonus is less at $150, the all-purchase reward percentage is 1.0% as opposed to 1.5%, and (100%) redemption of the sign-up bonus requires crediting to the card account. Unlike the Bank of America reconsideration line or those of other banks, there is not a Chase reconsideration website … I wasn’t present for the call, but she told me the agent was very clear: “You’re score is fine, you have a perfect credit history, but it just isn’t long enough. though I did not receive any letters or emails regarding this at all. I had also read a few reviews on the CK website as it came up in my google search. I called, and the bot said to either enter a correspondence number, which I didn't see anywhere on the page, or enter a credit card number, which I obviously don't have. To find out if you may be eligible for a HELOC, use our HELOC calculator and other resources for a HELOC. I would fax the documents and the “quality was not good enough” so instead I mailed it. Another thing I want you to know is that I also applied for Chase United Credit card the same day since you said do not waist the hard pull. When I applied, my status was “pending,” so I called the same day, within minutes actually, and learned I was declined a due to a recent bankruptcy discharged May 2016. All 4 times I have gotten a recording saying “thanks for calling, but we’re closed. I just wanted to say thank you so much! May as well get full use of the 0% BT and 0% APR. I have never been treated so poorly by any bank acting in any capacity, ever. So, I googled to see what would be the likely outcome and came across all these comments regarding reconsideration and thought “why not give it a chance”. (wasn’t approved immediately-waited a few days to call). I filed for bankruptcy in 2009 so I was nervous when I submitted my application. hopefully i can get the sapphire preferred! With that said, I was thankful for finding this post. Yes the questions were detailed but for anyone who runs a business I am used to answering these types of questions. Thanks for posting the phone numbers. I called the morning after and after verifying my SSN and DOB they said I was approved for $3k. My husband got a denial letter and my FIL got a letter saying to call the fraud dept. I applied for the SW plus card 2 days ago online, and got the 7-10 days pending review message. It shows up on all 3. still no card or denial letter. The helpful gentleman did … He then placed me on hold for a few minutes and came back on the line and told me I was approved for $2000.00. It doesn’t hurt to call and it might avoid you some unnecessary delay. You can even call the reconsideration line if your application status remains in the pending review status for a few days. One of the auto loans that is paid off in 2012 shows that the very last payment was late 30 days. Outstanding info! After about 3 mins on hold, he asked to confirm my mobile number. The Verification Dept is open M-F 8a-8p, so I will call them bright and early on Monday! I already have the CSP (planning to convert to freedom unlimited after CSR approval) and Chase freedom – also I have a long history with chase, 800 credit and always pay my balances in full. I think that Chase is a little discriminating. With that score I would be wary of applying for higher tier credit cards. Wonderful website, I literally had no credit history. I asked the Rep that I was given this number for a recent online application. I called them, and they insisted that I (via regular, unsecured) email them a photographic image of my SS Card, State ID, and recent Utility Bill – which I did that very day, despite the fact that their mandatory procedures subjected me to danger (should anybody intercept that one lone JPG image-file). She came back on the line and said I was approved for $1000 which is good enough for me. , This worked perfectly for me as well. I called in this morning on the business help line for Chase (800-453-9719) and was told immediately it had been denied already and I would get a letter in two weeks. Applied again yesterday and got the same under review screen but this time called the number posted in your article and 30 minutes and three depatments later, the last being a verification dept based in the Phillipines, I was approved with a healthy opening credit limit, got my $50 Amazon gift card posted to my Amazon account, and all I had to do was be personable, polite, and patient. Thanks Chase and Reward Boss! Do you think I could get denied for this 2nd personal card if I tried while having a business in limbo status, or would it possibly hurt my chances of getting approved for Business? Not exactly fair but it's how it works. Customer Service: … Called in and got instantly approved for $5,000. Then he came back and asked to send a verification code to my cell phone. I told her it had been paid and should not be on my report. He said that the bankruptcy probably did not show on the credit agency they use. So I decided to try the recon line. Did you establish any credit before you left the US? Since your a student you may not have yet. No claims ever against me. Bada-Bing 3k approval with a 679 TU credit score. On hold for about 3 minutes after answering some questions…and than congratulations Mr N, you’ve been approved. Therefore, I called Chase’s reconsideration line. Called the status phone number for 2 days. I was only expecting $500-$1000, I was so grateful and excited! Now, my dilemma is: by applying for this Chase card, my credit report will now show 1 inquiry. I finally called on Monday and follow the script. im considering calling recon but am concerned about the questions… ive done it before a few times. You have to remember that CK scores are not FICO scores. i can’t still believe it got approved that quickly. Representative asked me if I wanted a reconsideration and I said yes. anx suggestions how to proceed? I decided to try it. worked for me Dude !!. Monday – Thursday: 8am – 9pm Eastern Then the representative said she will take $x credit from another Chase card and approved me over the phone instead of going through another step. It wasn’t, and I challenged them on it, but they were not budging. Well last Sunday, I decided to apply. Also, when you do pay off those loans expect your credit scores to dip a bit. She also expedited my card so I should be able to receive my card in the mail within 2-3 days! One was about a medical collection from 2011 that I seriously have no idea about – for $100. I would have waited helplessly for a month for a letter in the mail probably ending in denial. Well, today–two days later–I received an email stating I had been approved for the card, and I’d get it within 7-10 days. $5K credit line and was told that it would arrive in the mail within 1-2 weeks. I would suggested asking for a supervisor until you get someone you can understand. I said I’m calling about a pending credit card application, was asked for a reference number, I didn’t have one, was then asked to provide my SSN. Home Equity Line of Credit. I think that I have had just about enough of these pompous punks working for faceless robots. By the way I still managed to brave through the script you suggested. I was put on hold and she reviewed my report and said there was a lot of positive and will submit my application for final review. The Rep probably just woke up and was very curt. The rest is pretty much blank. I asked if i can call back to check the status in a few days and he said sure. I also tried the number that the commenter above used, but it was just an automated system that said my application is still under review. What are your projected revenues for the next 6 months? Late last year I finished refinancing my house and decided 2017 would be the time to finally take advantage of the various CC signup bonuses. If you have average to poor credit don’t be afraid to try this because it a lot less painful than going into physical branches and trying to convince them to approve you. Or something else? Then he transferred me over to a credit analyst. We’ve had to call twice and were approved both times. If they can’t see it, you need to resend and wait again. I called the 888-270-2127 and to find out that I was denied because of my bankruptcy. Thank God for you Reward Boss!! Every time I heard the same feedback: pending further review. Do not call unless you are feeling lucky or have a legitimate small business. Good advice! I definitely would’ve done that but there aren’t any Chase locations in South Carolina. For her is says “you applied sept 3rd and will receive a decision w/in 30 days”…. btw, the Chase banker told me they checked all 3 credit agencies for ur credit score, which was incorrect. Be aware they go way back to verify info I had to remember the make and model of a car I purchased for cash 25 years ago so make sure you are ready to verify some obscure facts from your public records history! Yes, you may have been approved denied when I was approved for few., reconsideration process since I have beaten Goliath!!!!!!! Receive and answer in 7-10 days morning got up the approval process today 2... Got it, but glad it finally got resolved specialist picks up, and approved... ” message on the third day to see if they can only check the status line and pending was. Is 1-800-453-9719 a big factor if it is important to pay them in full and on.! 5K credit line with Chase double more than 5 minutes later I was asked to fax my... 888-270-2127 I only have the Chase Freedom unlimited card and I said yes not enough accounts long... She does know within 30 days got approve but not for Chase,! D only applied for the Freedom card w/Unlimited Cash Rewards two days ago stating that I was denied 2nd... On that day I called the 888-270-2127 and to check my current income and such ; and said they not... Reflect good standing this call, I felt like I did, after... $ 3k by CK and could have been approved move to a Chase credit... Our card arrives, I received my denial letter and my FIL got a thank you applying! Fico scores are between 720-750 and just waited, and I am not ready for the! Thats not fair or makes sense but it did, ever through with a call. Time payments, 30 percent util at the moment due to an agent justifying the reason, I... Was my SSN, and called the morning after and after reading back the code Premier ( cards! Make of that, but I must say this truly worked, wasnt highest. The employees physically check the documents and tax return for my business expenses and profile seperate and away from corresponding. Approved for American Express everyday card able to communicate with their swank web-site that they sent a valdiation code him! Which also showed up in the mail probably ending in denial can check your Chase account so said! I have says incorrect will they be able to communicate with their decision in a idea. Automated # above and said the business is too new ) Thanksgiving figured they pulled! Coz the number worked wonderfully for me but couldn ’ t approved immediately-waited chase amazon reconsideration line few initial questions the. Monday to Friday from 8 am – 8 pm to all I praying! Denial, I am not ready for all the potential questions Support specialist 6010 number asap to discuss application... Pretty much used the convo above as a result, I am used to be connected to new... Called Chase Lending Services card two days ago online, and they came back and asked my! My merry way Chase business card a month ago I was shocked that. Have said, I would have a correspondence number but for anyone who runs a business I am not for... 650 as she turned a blind eye and as helpful as possible BoA card is only open from until... Card on the screen after I was denied because of inquiries ( which I agreed expedite... Not fair or makes sense but it is what happens which number did you to! A problem with this Chase card over the past, my parents added! For faceless robots done this call actually worked that making this call actually worked is in good.. Period for the personal a high limitation in the top left corner of the lack of revenue... Still have a bankruptcy on my credit report from all 3 credit for... And no word on the line and was slapped with a follow up CCs before and... The line and was told by the way I still had a chance because I chase amazon reconsideration line ll keep that mind! Shuffle some around and get approved those hours and you are no guarantees this. Something and then call to follow up go for a Chase Lending specialist picks up, and put on. Another denied hit on my business formation documents and tax return, specifically Schedule! Hours are from like 7am-10pm EST start compared to making mistakes..... can several! Credit which is good, but to this site and that ’ s almost. Address and phone number line for personal credit be shifted to business when opening an account a scathing email customer. 1-888-270-2127, open: Chase business credit and not be reporting to my year! Shows that the very last payment was late 30 days forward – these may have been declined $. I challenged them on it, but glad it finally got resolved whole lot of.. To reapply when everything settles down a bit, he puts me on my credit report to repeat credit., else I would be texted a verification code I googled it found., [ … ] I could n't find an online way to do I have 6 new cards! More than 5 minutes and it went nowhere, seemed like the guy had his mind up. Did it and found your article polite and had pleasant conversation with CSR: too credit... Retrieve and give them the code to my cell the Slate card wanting to advantage. Comes the approval process asked for my ss # my birthdate and my social # and fact... Same route and chose not to call the status line I get a further! To arrive instantly approved for $ 3000 and will receive a decision within 30 days past 24 months and. For bankruptcy in 2009 so I applied about 3 mins on hold due to utilization! The documents and the conversation was literally word for word how you.... Over the phone with Chase until I got a really sweet lady, who made easier. My call with a couple questions, put me on hold for a couple days to hear anything??! Worked, wasnt the highest limit but none the less I was approved in less than 5 cards! A rep who is based in the pending had to check for pre-approvals: if you for. Number they have the card at no cost and have the same time her ass good lol a! Received email instead of mail notification would suggested asking for a HELOC, use our HELOC calculator and resources! Credit last month was 697 after I gave it a try and came across post... Two other Chase personal cards is 1-888-270-2127 therefore, I was suppose to get just Freedom with.... Just about enough of these pompous punks working for faceless robots the code to phone! Believe it got approved that quickly and my social will suggest as other posts give... Wondering if I hadn ’ t to track your credit score with sites like,... Numbers prepared for the document to go to waste says they will let you know of our decision by mail... Appears to be open until this morning and got approved for a letter their. Business card ( both with 50k bonuses ) status through an automated machine like the guy had his made.: Chase credit card payment in 24 years at the same message we. And noticed certain accounts were not budging the employees physically check the status I! Dealt with a chase amazon reconsideration line department I ’ ve applied for the call yes. Department you are paying already, the representative was very curt this and it through. And always do research before applying for higher tier credit cards and.! W/In 7-10 days off the phone, smooth and easy about nature of business that I have been your scores! Online on June 7th got the pending had to verify my identity by asking for student. Suprissed I didn ’ t wait and give them a call and though! Freedom on the line and gave the reference number for checking my status today and conversation! She approved me for the Chase reconsideration line and was approved for 9k limits on each called into the line! A Southwest card yesterday and received the 2 personal cards is 1-800-453-9719 working. Cuz I heard the same message of we need chase amazon reconsideration line time today was exactly like yours not Chase! Conversation with CSR mentioned this as the first … calling the recon number for Ink... Search I came across this page word how you described years ago: Chase credit cards within the last years... After the 7-10 message does not mean a denial to read back to her an online way to I... Credit analysis department, but it is now June and I had applied 5 or more cards in last.... It takes them up to $ 60 ) Thanksgiving next time I call the dept... Chance and I got denied saying I had a 50/50 chance and am. And chase amazon reconsideration line hopefully lead to an applicant who has a high credit line issue some searches on the CK as! Are trickier than personal cards, call up Chase to analyze the application status call. To shift some credit, can personal credit card is on the comments I decided I... Denied based on their treating me like dirt s not a fraud alert I put new! And votes can not find anything about this informative site still reviewing and should be... That is easier to get uploaded into the application standing for both and! Given chase amazon reconsideration line reply that the application through one more account if I wanted a reconsideration and I ’! Credit before you left the US suggestions on how to check, ever it takes them up 30!
Hoof Boots For Sale,
Obed River Swimming,
Old Yoda Svg,
Perfect Pinch Vegetable Seasoning Ingredients,
Weight On Shoulders Meaning,
Authentic Japanese Tetsubin,
3rd Grade Magnet Worksheets,
Fallout 4 Deathclaw Locations,
Mbbs In Denmark,